Ordering an appraisal from Dustin Zumo

To a lot of people, an appraisal is simply a line item in the long list of items for a home sale or refinance. Most lenders still need a local expert because the stakes are incredibly high, even though there are a multiplying number of automated home valuation systems that may appear to be more economical than an appraisal. You might believe that securing a mortgage is the only reason to get an appraisal, but there are additional cases when the services of a licensed, independent real estate professional might come in handy.


	For real estate appraisals in Owasso and Rogers County, it's easiest when your order online from Dustin Zumo, just click here.

Challenge your tax assessment in Rogers County

If you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Dustin Zumo is your best evidence. We're capable of assisting you in challenging your tax assessment.

Let Dustin Zumo help you lower your mortgage payment

When the amount being loaned to the buyer is more than 80% of the actual value of the real estate, nearly all lenders ask homeowners to take out an added insurance plan. That policy is Private Mortgage Insurance, or PMI. This additional payment is often lumped into the monthly mortgage payment and is soon forgotten. PMI is unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark, making this very unfavorable. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to eliminate the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to do away with PMI, Dustin Zumo can provide you with a statement regarding the value of your home. The expense of the home valuation can often be offset in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce can be a particularly daunting experience for both parties, and it is often further complicated by the hard decision of who maintains the home. It's a good idea to get an appraisal from Dustin Zumo so both parties are fully aware of the true market value of their house, regardless of the situation.

The parties will have a better idea of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Accurate and fair estate liquidation

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the fullest degree of discretion.

Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to handle these affairs. And since a home or other property often makes up a disproportionate share of the total estate value, knowing the true worth of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received an honest deal.

Let Dustin Zumo help you with relocating to or from Rogers County

Employee relocation can be a real painWe know where you're coming from! That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive characteristics of their property, along with information regarding any recent sales or listings in their neighborhood that they want considered during our thorough process.

Sell your home quickly at the right price

Whether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a better educated decision when determining your selling price. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. Our fees aren't related to the sales price, but rather they are calculated on our efforts to finish the appraisal.

On a daily basis, we determine the difference in value items like an additional bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties are one the market.